Manage your money: Tips and Tricks for Travelling to Paris

Kirjoittanut Zaid Mughal

toukokuu 8, 2024

Apu | Matkailu

When planning a trip to Paris, one of the most important considerations is how to manage your finances while abroad. While it may be tempting to change money before you leave, there are often cheaper and more convenient options available once you arrive. From using ATMs to paying with contactless methods, here are the best ways to manage your money in Paris, including tips on using ATMs and how much cash to carry. By understanding your options and taking the necessary precautions, you can ensure a smooth and stress-free financial experience during your Paris adventure.

Atms in Paris

1. Should I exchange money for Euros before I travel to Paris?

It is possible to exchange money before you leave for Paris, but this is not always the most cost-effective option. Many banks and credit unions offer competitive exchange rates for euros, and you can order foreign currency from your bank before you leave. Keep in mind, however, that traveller’s cheques are less widely accepted these days, and exchanging notes at bureaux de change can result in high fees and unfavourable exchange rates.

2. What’s the cheapest/best way to get Euros in Paris?

The cheapest and most convenient way to get euros in Paris is to use your bank or credit union card at ATMs. Many banks offer competitive exchange rates and low or no fees for international withdrawals. In addition, some banks, such as Bank of America, have agreements with French banks such as BNP Paribas and Barclays that can help you avoid ATM fees. 

3.  Are there any fees associated with using ATMs in Paris?

Fees for using ATMs in Paris depend on your home bank’s policy and any partnerships it may have with French banks. Some banks, such as Schwab, refund ATM fees at both ends, while others may charge a fee for international withdrawals. It’s important to check with your bank before you travel to understand their policies and any potential fees.

What's the cheapest/best way to get Euros in Paris?

4. What are some tips for using ATMs in Paris?

When visiting Paris, it’s important to be mindful of your surroundings and take precautions when using ATMs. Parisian streets can be bustling, and some areas are more prone to theft than others. To ensure a smooth and secure cash withdrawal experience, consider the following tips:

a) Be aware of your surroundings and keep your security code handy when using ATMs, as some areas are prone to theft.

b) Make ATM withdrawals during banking hours when you can go inside the bank for added

c) Use bank ATMs instead of exchange or convenience store ATMs, as they often have lower

d) Let your bank know you’re travelling to avoid problems with your card. 

5. How much cash should I carry in Euros?

It’s a good idea to have a small amount of cash in euros when you arrive in Paris, as you may need to make small purchases. You can also order euros from your bank before you leave or exchange a small amount at the airport.

6. What other modes of payment are widely available in France?

In addition to cash and credit/debit cards, other modes of payment widely accepted in France include contactless payment methods like Apple Pay and Google Pay.


When embarking on a journey to Paris, managing your finances efficiently is paramount. While pre-exchanging currency is an option, exploring alternatives upon arrival can often yield more cost-effective and convenient solutions. Utilizing ATMs, embracing contactless payment methods, and understanding the nuances of currency exchange can significantly enhance your financial experience in Paris. By arming yourself with knowledge, taking precautions, and adopting smart financial practices, you can navigate the Parisian financial landscape with ease, ensuring a seamless and stress-free adventure in the City of Light.

For more financial security, choose Sitata’s Travel Insurance to stay financially covered in unexpected situations.

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