SITATA INSURANCE ACADEMY
TRAVEL INSURANCE CHECKLIST
It’s critical to ensure you have travel insurance that meets your needs. Here is a list of factors to take into account when selecting a travel insurance plan:
- Trip Cancellation/Interruption Coverage: This insurance covers you if you postpone or cancel your vacation due to unforeseeable situations like illness, injury, or death.
- Medical Coverage: If you become sick or hurt while traveling, medical insurance can help with the cost of your hospital stays, doctor visits, and air ambulances, among other charges.
- Baggage Coverage: Baggage coverage can help with replacement or repair expenses if your luggage is misplaced, stolen, or destroyed while you’re away.
- Travel Delay Coverage: Travel delay insurance can assist in covering costs if your vacation gets delayed for causes beyond your control.
- Emergency Assistance: Seek coverage that covers 24-hour emergency support in the event of an emergency while traveling.
- Coverage for Pre-Existing Medical Conditions: If you have a pre-existing medical condition, make sure your policy covers it.
- Coverage for Adventure Sports: If you want to participate in adventure sports such as skiing or rock climbing, make sure your insurance covers these.
- Destination Coverage: Ensure your coverage covers the country or countries you intend to visit.
- Policy Limits and Deductibles: Understand your insurance limits and deductibles to know what expenses you’ll be accountable for.
- Read the Fine Print: Always carefully study the policy terms to understand the coverage, exclusions, and limitations.
Check them all off your checklist to ensure a worry-free trip. While Sitata’s travel protection can assist you with all of the above, it also offers extra services like 24/7/365 chat-first assistance to ensure you enjoy your trip to the fullest.
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See why thousands of travellers choose Sitata when they travel